Standard of living is about ones wealth. The standard of living includes income, employment, housing, healthcare, and education. The standard of living is closely related to quality of life. The standard of living is different from the quality of life, which takes into account not only the material standard of living but also have aspects like cultural resources, physical health, environmental quality issues, safety, and law enforcement. Identity theft is a crime that can be perpetrated using low-tech methods such as dumpster diving or much more tech-savvy means including phishing e-mails, skimming devices and malicious software known as malware. There were 12.6 million victims of identify fraud in the U.S. In 2012. Identify theft tops the list of consumer complaints that are reported to the Federal Trade Commission every year.